Travel Insurance

	Sign-up here from anywhere in Canada or abroad!  Travelling Soon? Expecting Visitors? Choose the plan that's right for you....
Don't Pack Without It! Whether you're planning a trip or expecting visitors to Canada, it's wise to obtain emergency travel coverage like Manulife Financial Travel Insurance.
	Travel Health Insurance  To Buy or Not to Buy?

If you travel half way around the world or just to the next province, you should be aware that not purchasing travel health insurance could have a substantial burden on your finances.

You may have insurance coverage through your group plan, provincial coverage or credit card coverage but it is wise to review the details and extent of the coverage:

1. Provincial Health plans provide only limited coverage for medical treatment and hospital costs outside Canada. Depending on your province or territory of residence, daily coverage could be capped at a maximum of just $150 to $400 a day. Treatment in a hospital out-side of Canada could cost thousands a day.
2. Provincial health plans are portable to all provinces and territories but medical coverage can be limited when you travel beyond your province or territory.
    For instance, Quebec's out-of-province coverage is limited to hospital costs and Ontario's does not generally cover prescriptions.
3. Credit Cards often offer or include travel insurance benefits. But they may have very low coverage limits and may include restrictions on your age or any pre-existing medical conditions
4. Your employer's group medical insurance plan may include restrictions or limitations that could end up requiring you to pay substantial medical bills out of your own pocket if your costs exceed those limits.
5. The right travel health insurance plan can provide economical, peace-of-mind protection when you're far from home and need it most. Many plans also include access to emergency travel assistance that can be an invaluable aid in locating hospitals, clinics, physicians, legal assistance and local interpreters as well as providing medical evacuation, family member travel assistance or assistance for unattended children.  

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