Disability Insurance is a contract
of insurance (a policy – either individual or group) that provides
monthly benefits if the insured is unable to work due to an accident
or sickness and, consequently, suffers a loss of earned income.
The likelihood of a person becoming disabled before age 65 is much
higher than the likelihood of his or her death during that same
time. For example, a 45-year-old male faces a 37% chance of being
disabled for more than three months prior to attaining age 65. In
contrast, the probability of death for this individual for the same
period is only 3%.
We buy life insurance to protect our families from economic hardship
in case we die, but what happens if we are injured or suffer a
disabling disease and can no longer work? Are you protecting your
greatest asset, the ability to generate income through employment?
Disability Insurance is the answer.
(250) 390-1995 1-800-668-7558
Zulak Financial Group Ltd.
(250) 390-1995 1-800-668-7558